Insurance for a van ... not too sure..?

What's currently happening auto  insurance  ?
"I replaced my motor insurance for that yearWhich will be the very best insurance which i must consider for my parents who visiting with USA?
I reside in albuquerque perform part time so i dont have enamel is currently just starting to bother me and that I think i really have to visit the dentist is one got by me? please help:(
Howmuch could  insurance  not expense young?
"Why we've to pay for Motor Insurance EVERY YEAR even though we've NOT STATED about it can YOU explain